A young woman without prospects at a ball in Gilded Age Newport, Rhode Island is a target for a certain kind of "suitor." At the Memorial Day Ball during the Panic of 1893, impoverished but feisty Penelope Stanton draws the unwanted advances of a villainous millionaire banker who preys on distressed women—the incorrigible Edgar Daggers. Over a series of encounters, he promises Penelope the financial security she craves, but at what cost? Skilled in the art of flirtation, Edgar is not without his charms, and Penelope is attracted to him against her better judgment. Initially, as Penelope grows into her own in the burgeoning early Women's Suffrage Movement, Edgar exerts pressure, promising to use his power and access to help her advance. But can he be trusted, or are his words part of an elaborate mind game played between him and his wife? During a glittering age where a woman's reputation is her most valuable possession, Penelope must decide whether to compromise her principles for love, lust, and the allure of an easier life.