Jillian Wharton's world is rosy—her son, Fred, has found his beloved, their wedding is on track and the bank is running quite smoothly. Maybe grandchildren are in the future, and her world as head of the town's oldest bank is humming along. Nothing could be better, and as Christmas and the Jingle Bell Jam fundraiser loom, her world is in order.

Her future daughter-in-law's family floods in for the wedding, and when Fred and Olivia nudge her toward re-entering the dating world, it's not at all what she had in mind for this time in her life. And when Olivia's uncle joins the mix, too, things get really confusing.

Christmas is fast approaching and with mistletoe everywhere, Gillian finds herself in a quandary. Is being alone what she really wants—or needs? And can the mistletoe she keeps finding herself under help her decide?