Julie Campbell needs to get Mr. McCarthy's attention to pitch her business plan. But the man is not only busy, but an old fashioned, archaic oaf. She does everything for her job as the manager of an exclusive mall—she's even dressed like an elf to help out one night. Her altruistic act leads her to the hot Santa... who she sees talking to Mr. McCarthy like they're good friends. So, she comes over and pretends to be with Santa to get Mr. McCarthy's attention—which ends up leading to a fake date.

All that Paxton Thurman wants is a holiday season without his family worrying about him since his breakup. When he's disguised as Santa because of losing a bet, he meets a sexy blonde who summons him to go to a party with her, without knowing he's a moneyed tech guru and nephew of the man Julie is trying to impress. She likes him for him, and he'll take that any day. But a little lie snowballs into her mistrusting him on a much bigger issue. When he realizes she's the one for him, he needs to show her where his loyalty lies—before he loses her for good.