The famous and calculating young banker Elliot Jay has a fourteen-year-old daughter! Physical therapist Melissa discovers the bachelor's love child when he asks her to help his daughter. At first she refuses because of his arrogant attitude, yet he is so bewildered by having suddenly learned he has a child that Melissa's curiosity wins out... But she is taken aback when she sees Elliot trying so hard to be a good father. He has a fiancée, so Melissa tries to tamp down her growing interest in him. Until one night when they make a mistake...