Climate Change and Insurance
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Climate change has become a significant issue in scientific, political, and legal circles, and this may have profound implications for the insurance industry. More frequent catastrophic events such as floods, droughts, fires, hurricanes, and the like, whether or not attributable to climate change, challenge the insurance industry's abilities to measure and predict risk. Climate Change and Insurance is the first publication of its kind and the definitive resource for anyone seeking to understand the complex risks and opportunities associated with climate change and its potential impacts on the insurance industry. Climate Change and Insurance delves deep into the issues surrounding both current and emerging legal aspects. The book extensively covers the topic, including: • Overview of climate change and insurance issues • Background on climate change, global warming, and greenhouse gases • Climate change as an emerging risk • Greenhouse gas-related regulation • Existing and emerging climate change related litigation • Related issues such as sustainability, greenwashing, and greenbuilding • Intersection of climate change and insurance • Implications for commercial general liability (CGL), directors and officers (D&O), environmental liability, professional liability, and renewable energy-related policies • Potential claims liability and potential exposure drivers Offering a wealth of information and practical insights, Climate Change and Insurance is a must-have reference for understanding and managing the potential impacts of climate change on insurers, the companies they insure, and other key stakeholders.